Auto Insurance Coverage

Coverage Available In Canada

Comprehensive Insurance

Damages resulting from incidents which are not associated with collisions or car accidents are covered by this particular kind of auto insurance. Extensive coverage typically includes hazards such as severe weather, vandalism, falling objects, fire, theft, and flooding.

Emergency Road Service

ERS insurance gives you roadside assistance in the event of a breakdown or maybe mishap while you are out driving. Additionally, it covers the price of getting your car back on the road. Those expenses can include light mechanical labor, gas delivery, new batteries, tire changes, locksmith services, and on occasion even a tow.

Uninsured Motorist Coverage

Covers costs related to your injury or death after an accident caused by another driver who's either uninsured or unidentified, as in the case of a hit-and-run driver. Please note that this coverage only pays for damage to your vehicle if the uninsured driver is also identified.

Liability Insurance

This insurance is required by law throughout Canada. It covers the costs associated with damages caused to another person or vehicle in an accident, including medical bills, rehabilitation, lost earnings, legal fees, and other expenses up to the limit of your policy. You'll want enough insurance to cover a judgment against you in a major accident so that your personal assets won't be put at risk.

No Fault Insurance

Deal with your own insurer regardless of who's at fault in an accident. With no-fault insurance, you don't have to pursue the other driver's insurance provider to get compensation. Your insurer will pay for your benefits, so your medical bills get covered and you can get back on the road.

Collision Insurance

Collision insurance covers damage to your car in the event of a vehicle rollover or a collision with another vehicle or object. If your car is totaled, collision insurance will pay the cost of replacing it.

Accidents Benefits Coverage

Provides you with medical care and income replacement benefits if you're injured in a car accident.

Specified Perils

This type of car insurance only covers the perils named in your policy, and it generally includes commonly occurring hazards such as fire, theft, hail, and windstorms. Often purchased as a cheaper alternative to comprehensive insurance.

All Perils Insurance

Provides protection for you against all types of perils except those specifically excluded from your policy.

Car Insurance Coverage

Auto insurance coverage and rates vary greatly depending on where your vehicle is registered. Finding the best car insurance company for you can be time consuming and frustrating without professional help.